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What We Offer

Apply for Business Loan Online at Lowest Interest Rate

Avail of a loan up to ₹50 lakhs (up to ₹75 lakhs in select locations) without any collateral, guarantor or security, to fulfil your every business need.Get a business loan in Bangalore with quick approval and low interest rates. Apply online for hassle-free funding and grow your business effortlessly!

Great Offer For Customer

Get Personal Loan For All Needs

Working Capital Loan

We always Support your business's growth by ensuring sufficient working capital through a dedicated loan.

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Business Term Loan

Need business financing? Explore Short-Term Loans for immediate needs or Long-Term Loans for bigger investments.

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Overdraft Facility

Get instant access to funds up to a limit with a business Overdraft Facility, paying interest only on what you use.

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Machinery Loan

Facing medical bills? Explore Medical Loan options for financial assistance with treatment costs.

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Letter of Credit

Streamline your global commerce with the reliable payment guarantee of a Letter of Credit.

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Startup Business Loans

Get the crucial early-stage funding your startup needs to grow with a dedicated Startup Loan.

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Eligibility parameters

Criteria Self - Employed
Age 25 yrs - 65 yrs
Annual Income Net Profit after tax - Rs. 1,00,000 p.a
Annual Turnover As per latest financial - Rs 1 Crore
Eligibilty Traders, Manufacturers, Retailers,
Importers & Exporters, service providers, SSI unit and SME etc.
Years in current Business
/ profession 		3 Years
Years in current residence 1 Year

Documentation For Self Employed

Please submit the photocopies of all the documents, when our Loan officer visits to collect documents, please show the original to verify with your photocopied documents.

Documents Required for Proprietorship Company
  • Passport size colour photograph (applicant & co-applicant).
  • Photo Identity Proof: Any one of the following (applicant & co-applicant)
    • PAN card *
    • AADHAR *
    • Passport
    • Driving license
    • Voter ID
  • Applicant Residence Address Proof & Office Address Proof: Any One from the following:
    • Latest 2 months Landline telephone bill
    • Latest 2 months Post Paid Mobile Bills
    • Gas Bill with Bond
    • Banker's Verification / passbook with stamp on photograph along with applicants signature
    • Valid rental agreement and latest electricity bill
  • Property Ownership Proof : Any One from the following;
    • Property Documents
    • Electricity Bill
    • Water Bill
    • Tax paid receipt
  • Business Existence Proof: Vat Registration license Or Service Tax Registration License + GST Registration Certificate. (Minimum should be 3 years old)
  • GST Monthly 3B Returns. (Latest 6 months or 1 year to till date)
  • Income Proof: (IT returns complete set of latest 2 years along with 3CB & 3CD)
  • Bank Statement:
    • All savings banks statements of the applicant [6 months - till date]
    • Company All current a/c 's banks statements [6 months - till date, C C A/C, OD A/C]
  • C C A/C & OD A/C sanction letter
  •  DETAILS OF ALL EXISTING LOANS: please submit sanction letter, Payment Track Record.
Documents Required for Partnership Company
  • 1 passport size colour photograph (applicant & co-applicant).
  • Photo Identity Proof: (applicant & co-applicant) Any two from the following;
    • PAN Card *
    • AADHAR card *
    • Passport
    • Driving License
    • Voter ID
  • Company Pan Card.
  • Partnership Deed.
  • Residence and Office Address Proof: Any One from the following;
    • Latest 2 months Landline telephone bill
    • Latest 2 months Post Paid Mobile Bills
    • Gas Bill with Bond
    • Banker's Verification / passbook with stamp on photograph along with applicants signature
    • Valid rental agreement and latest electricity bill
  • Property Ownership Proof: Any One from the following;
    • Property Documents
    • Electricity Bill
    • Water Bill
    • Property Tax paid receipt
  • Business Existence Proof : Vat Registration license Or Service Tax Registration License + GST Registration Certificate. (Minimum should be 3 years old)
  • GST Monthly 3B Returns. (Latest 6 months or 1 year to till date)
  • Income Proof: (IT returns complete set of latest 2 years along with 3CB & 3CD with Audit Report.)
  • Bank Statement:
    • All savings banks statements of the applicant [6 months - till date]
    • Company All current a/c 's banks statements [6 months - till date, C C A/C, OD A/C,]
  • C C A/C & OD A/C sanction letter
  • DETAILS OF ALL EXISTING LOANS: please submit sanction letter, Payment Track Record.
Documents Required for Private LTD Company
  •  1 passport size colour photograph (applicant & co-applicant).
  •  Photo Identity Proof of all directors: Any two from the following;
    •  PAN Card *
    •  AADHAR card *
    •  Passport
    •  Driving License
    •  Voter ID
  •  Company PAN Card.
  •  Incorporation certificate with MOA & AOA.
  •  Latest form 20B and share holding patterns.
  •  All appointed & retired directors FORM 32.
  • Applicant Residence Address Proof & Office Address Proof: Any One from the following:
    •  Latest 2 months Landline telephone bill
    •  Latest 2 months Post Paid Mobile Bills
    •  Gas Bill with Bond
    •  Banker's Verification / passbook with stamp on photograph along with applicants signature
    •  Valid rental agreement and latest electricity bill
  •  Property Ownership proof of all directors.: Any One from the following;
    •  Property Documents
    •  Electricity Bill
    •  Water Bill
    •  Property Tax paid receipt
  •  Business Existence Proof : Vat Registration license Or Service Tax Registration License + GST Registration certificate. (Minimum should be 3 years old)
  •  GST Monthly 3B returns. ( Latest 6 months or 1 year to till date)
  •  Income Proof : Company IT returns & individual ITR of all directors, complete set of latest 2 years along with 3CA & 3CB and Annexure 'A' schedules required
  •  Bank Statement:
    •  All savings banks statements of the applicant [6 months - till date]
    •  Company All current a/c 's banks statements [6 months - till date, C C A/C, OD A/C]
  •  C C A/C & OD A/C sanction letter
  •  DETAILS OF ALL EXISTING LOANS: please submit sanction letter, Payment Track Record.
  •  Visiting card.

Loans Based on Government Schemes:

we offer Indian government numerous schemes to support businesses, particularly MSMEs and startups, with benefits like lower interest rates, collateral-free options, and subsidies. Some key schemes include:

  • Pradhan Mantri Mudra Yojana (PMMY): Provides loans up to ₹10 lakh to non-corporate, non-farm small enterprises. The loans are categorized under Shishu (up to ₹50,000), Kishore (₹50,001 to ₹5 lakh), and Tarun (₹5 lakh to ₹10 lakh).
  • Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE): Offers collateral-free loans up to ₹2 crore to eligible MSMEs by providing credit guarantees to lending institutions.
  • Prime Minister’s Employment Generation Programme (PMEGP): Aims to promote self-employment by providing subsidies on loans for setting up new micro-enterprises.
  • Credit Linked Capital Subsidy Scheme (CLCSS): Provides a capital subsidy for technology upgradation in eligible manufacturing units.
  • Stand-Up India Scheme: Encourages greenfield enterprises by women and Scheduled Caste/Scheduled Tribe entrepreneurs, providing loans between ₹10 lakh and ₹1 crore.
  • Startup India Seed Fund Scheme: Provides financial assistance to startups for proof of concept, prototype development, and product trials.  
     
  • MSME Business Loan in 59 Minutes: An online platform that aims to provide in-principle loan approval to MSMEs within 59 minutes.
  • SIDBI Make in India Loan for Enterprises (SMILE): Offers soft loans to MSMEs for modernization and expansion.

Compare Business Loan Interest Rates from Top Banks/NBFCs

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Name of LenderRate of Interest (per annum)Processing FeeMaximum Loan Limit
Bank of BarodaAs per the policy of the bankAs per the policy of the bankRs. 200 Crores
HDFC Bank11.90% - 21.35%0.99% - 2.50%Rs. 50 Lakhs
Axis Bank9% - 18.50%Up to 2% + taxesRs. 50 Lakhs
SBICompetitive rate linked to EBLR & MCLR0% to 1%Rs. 500 Crores
Kotak Mahindra BankCompetitive interest ratesUp to 2%Rs. 75 Lakhs
ICICI Bank10% - 11.10%Up to 2% + taxesRs. 2 Crores
IDFC FIRST BankCompetitive interest ratesUp to 3.5%Rs. 7 Crores

Apply for Business Loan Online at Lowest Interest Rate

Get a business loan in Bangalore with quick approval and low interest rates. Apply online for hassle-free funding and grow your business effortlessly!

Apply Now
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